Paying by card: limits and fees
Who sets card and bank limits and fees, what your buyer sees before paying, and how long a bank transfer takes.
Your buyer can pay you by card or from their own crypto wallet. Every payment link and invoice offers the ways that are available — nothing here switches an option off.
Who sets the limits and fees
When your buyer pays by card, a card company takes that payment. The card company sets its own limits and its own fees. They differ from one card company to another and from one buyer to the next, and they can change. A card company can refuse a payment, or take less than the full amount.
What your buyer sees
Before paying by card, your buyer sees the total price each card company offers. They choose one and pay on that company's own screen. Nothing is charged until they confirm there.
Paying from a crypto wallet
A buyer paying from their own crypto wallet is not under a card limit. Their wallet and the network may still have rules of their own.
If a large payment does not go through by card
Nothing is lost and nothing is marked paid. Your buyer can:
- pay the same link from their own crypto wallet;
- or you can send the amount as more than one link.
If a card company takes less than the full amount, the payment shows as Underpaid and you choose what happens next — see handling underpayments.
Related: why a buyer's payment can fail.
