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Payments for vacation package sellers

Take the deposit at booking, and the balance nearer departure.

Flight-and-hotel packages, all-inclusive resort bundles, multi-destination itineraries, group and family package bookings, and honeymoon and special-occasion packages all take money long before the first flight leaves. Settle stablecoins straight to a wallet you control, with no card-network chargebacks on wallet payments. For card payments, your payment provider handles card disputes with the cardholder's bank.

Before you read on: we publish every business type we take and every one we refuse — 28 we take, 11 we refuse.

Check yours in ten seconds
Why this trade gets flagged

A package sold in spring for a winter departure is paid for long before any of it exists.

The deposit is taken months before a single component of the trip actually happens

A package sold in spring for a winter departure asks a traveller to commit real money to a flight and a hotel that have not yet occurred. That gap between payment and delivery is what an issuer reads as risk, and when the traveller is booking from a different country the payment adds currency conversion and cross-border interchange.

Travellers can pay from their own wallet, or by card where available through integrated global on-ramp bridges — buyer eligibility depends on country, payment method, provider, and compliance checks. Settlement reaches your wallet after the required network confirmations, in the currency the link was set in.

One supplier changes their part of the bundle, and the whole package gets disputed

The airline moves a flight time, the hotel substitutes a lower room category, or a transfer is cancelled — one component moves and the traveller disputes the full package price, months after booking, because the thing they were promised as a single trip no longer matches what they paid for.

The traveller pushes the payment, and Zoyn does not reverse a settled transfer, so wallet payments produce no card-network chargebacks and no ratio to defend. Your own package terms govern substitutions and refunds, together with the consumer law that applies to you. Zoyn has no refund button: any refund you owe is a payment you send from your own wallet. Card- or bank-funded checkout can still be subject to the provider's own dispute rules. For card payments, your payment provider handles card disputes with the cardholder's bank.

A family package and a solo traveller's package are priced nothing alike

A honeymoon package, a family-of-five bundle and a group booking for a reunion are three very different amounts, assembled by hand from different suppliers each time — not a catalogue price a generic checkout can hold.

Each package is its own fixed-amount payment link, priced and sent by you, whether it is the deposit or the balance.

How it works

One link per package, priced by you.

1

Create the booking link

Fixed amount — a deposit or the balance — with the package name and travel dates as the description. Send it from your quote, your booking confirmation, or a reply on however the traveller reached you.

2

The traveller pays

Card where available in their country, or from their own wallet.

3

The money lands in your wallet

After the required network confirmations, in the currency the link was set in.

Common questions

What a package seller asks first.

Can I take a deposit now and the balance closer to departure?

Yes — as two links, each a fixed amount. Every link is a single payment; there is no repeat or automatic billing.

Every package is a different combination of flight, hotel and transfers — is that a problem?

No. Each link carries its own amount, set by you when you create it.

Can I put it on my own web address?

Yes — the checkout can run on your own payment address.

A traveller disputes the package because one supplier changed — what happens to the payment?

The traveller pushes the payment, and Zoyn does not reverse a settled transfer, so wallet payments produce no card-network chargebacks and no ratio to defend. Your own package terms govern substitutions and refunds, together with the consumer law that applies to you. Zoyn has no refund button: any refund you owe is a payment you send from your own wallet. For card payments, your payment provider handles card disputes with the cardholder's bank.

Does being paid by link cover my package-travel duties?

No. If you sell packages, the rules in your travellers' home countries, such as the UK and EU rules that require package sellers to protect travellers' money if the seller goes out of business, are yours to meet however you are paid. Zoyn does not protect travellers' payments, does not cover anyone if a business fails, and has no refund button.

Do you accept my business?

We publish every business type we take and every one we refuse, and every application is checked before it goes live — we don't promise a timeline we can't keep.

Not sure we'd take your business at all? See what we accept and what we don't. Running the itinerary yourself rather than assembling someone else's flights and hotels? Read the tour operator page. Selling rooms in your own property direct? Read the hotel and guesthouse page.

Take your next package deposit on Zoyn.

Apply today, and settle each deposit and balance to a wallet only you control after the required network confirmations. Every application is reviewed.

Zoyn

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Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

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