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Publishing & print media

Pre-order money that is genuinely yours once it is final.

Publishers and print media businesses take pre-orders months ahead of a print run and owe a chain of contributors on every copy. A payment is treated as final only after the required network confirmations, so the pre-order money is genuinely yours when it arrives.

Why this category gets penalised

The problem is the gap between paying and delivering.

Pre-orders that ship a quarter later

Money taken for a title that has not been printed yet is exactly the long-fulfilment shape card companies underwrite hardest, and a rolling reserve is the standard response to it.

On-chain settlement becomes final once the transaction confirms, and the confirmed leg is not a card-network dispute rail over pre-order revenue.

Disputes on copies and digital editions already delivered

A book that has shipped or a file that has downloaded can still be disputed, and on card rails the funds come back out of the publisher's account before the case is heard.

There are no card-network chargebacks on wallet payments, and Zoyn does not reverse a confirmed transfer out of a title's budget. For card payments, your payment provider handles card disputes with the cardholder's bank.

Contributors and translators abroad

A contributor run spread over several countries means several wires, several fees, an FX spread on each, and days of float before anyone is paid.

Paying a contributor or translator abroad is a USDC transfer you sign from your own wallet — no correspondent bank in the path and no float to wait on.

How it works

One payment, settled to a wallet you control.

How a payment settles through ZoynA customer pays a payment link. The payment reaches a settlement contract, which divides it in fixed proportions set when it was deployed and pays the merchant’s own wallet and the platform fee directly. Zoyn sits outside the flow of funds.CustomerHostedcheckoutSplitcontractYour walletPlatform feeZoyn (config)Funds never pass through Zoyn
1

Create the title link

A fixed amount for the edition, the pre-order, or the bundle, with your own catalogue reference.

2

Reader pays card or crypto

Hosted checkout accepts both. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments are handled by the checkout provider, so card data never reaches you.

3

Your share is fixed up front

The shares are fixed when your payments are set up: your share and the platform fee. Every sale follows them exactly, and each one can be checked on a public record.

4

USDC settles to your wallet

Directly into wallets you control. Zoyn sits outside the flow of funds.

Coverage

Where we can onboard you today.

Your type of business

Businesses in this group can apply. You pick your exact type of business when you apply, and every application is reviewed.

Jurisdictions we cannot serve

We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.

Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.

By trade

Pages for specific trades.

Common questions

What publishing & print media merchants ask first.

Does this replace our royalty accounting?

No. Royalty accounting — escalating rates, reserves against returns, advances being recouped — stays exactly where it is. What changes is the money on each side of it: sales settle to your wallet with finality, so contributors can be paid from money that has already landed instead of waiting on a quarter-end settlement.

How do contributors get paid?

From your wallet, on your schedule — and outside Zoyn. Paying contributors is a USDC transfer you send from your own wallet; Zoyn is a payment-link platform and is not in that flow. What it changes is that the sales behind the payment are settled and yours once they are final.

Do you hold pre-order money until the book ships?

No — Zoyn never takes custody, and it is not an escrow service. The payment settles to wallets you control once it confirms. If you want pre-order funds held separately until a title ships, that is a decision you make with your own wallets and your own bookkeeping.

Looking for a different sector? See every supported industry.

Keep the pre-order once it is final.

Create a title link, take the pre-order, and have the money once it clears.

Zoyn

Get paid in digital dollars, straight to a wallet you control.

Company

Legal

Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

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