Commission income that settles with the closing.
Brokerages and property managers collect fees against long closing cycles, from payers who are often abroad. A payment is treated as final only after the required network confirmations, so commission income lands in a wallet the brokerage controls once the payment is final. Zoyn is non-custodial and never holds escrow.
The problem is the gap between paying and delivering.
Commission splits done after the money lands
A closing typically owes the listing brokerage, the co-operating brokerage, and an agent. That division normally happens in a back office days after one lump amount has arrived.
Commission income settles to the brokerage's wallet, final, at confirmation, so agent and referral shares can be paid on timing you control, from the brokerage's own wallet.
Reserves against long closing cycles
Fees taken before a transaction completes sit inside the card company's dispute window until well after the keys change hands, and a rolling reserve is the usual underwriting answer.
A wallet payment is not a card-network dispute rail, so fee income carries no dispute exposure to reserve against.
Overseas buyers, slow money
An international buyer paying an application fee or a management charge means a wire, a correspondent bank, a spread, and days of float on both sides.
The payer uses a hosted checkout and USDC settles to wallets you control, with no banking intermediary in the path.
Fees disputed after the service is rendered
Application fees, management fees and marketing charges are all easy to dispute after the fact, and card rails take the funds back before the argument is heard.
Payments are pushed by the payer, and Zoyn does not reverse a settled on-chain transfer.
One payment, settled to a wallet you control.
Create the fee or commission link
A fixed amount with your own reference — a management fee, a marketing charge, or a commission due at closing.
Payer chooses card or crypto
Hosted checkout takes both. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments are handled by the checkout provider, so you never handle card data.
Your share is fixed up front
The shares are fixed when your payments are set up: the brokerage's share and the platform fee. Every payment follows them exactly, and each one can be checked on a public record.
USDC settles to your wallet
USDC lands directly. Zoyn is outside the flow of funds and never holds it.
Where we can onboard you today.
Your type of business
Businesses in this group can apply. You pick your exact type of business when you apply, and every application is reviewed.
Jurisdictions we cannot serve
We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.
Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.
Pages for specific trades.
What real estate services merchants ask first.
Can Zoyn hold earnest money or escrow deposits?
No. Zoyn is non-custodial: it never holds funds, it is not an escrow agent, and it is not a money transmitter. Earnest money and trust funds must stay with your licensed escrow or title agent. Zoyn is the software you use to get your own fee and commission income paid to you.
Can we collect rent every month?
Each rent payment would be its own fixed-amount link — Zoyn does not run recurring charges and does not store a payment method for future use. Some property managers are comfortable with that; if automatic monthly collection is essential, keep it where it is and use Zoyn for the fees that are not on a schedule.
How do agents get their share?
From the brokerage's wallet, on your own schedule — outside Zoyn. Paying agents is a USDC transfer the brokerage sends from its own wallet; Zoyn is a payment-link platform and is not in that flow. How commission is divided stays a matter for your agency agreements.
Looking for a different sector? See every supported industry.
Close the deal, collect it on the spot.
Create a fee link, collect the commission, and have it in the brokerage's wallet once it clears.